Reviewing the Ford Everest

Find out about the Ford Everest before peeking at financing rates.

The Car

The Everest classes like a utility truck with more capacity for cargo and passengers and a shorter body length and wheel base.

The Everest comes with a standard kit along with other technologies like active noise cancellation and cruise control on top of regular safety advances.

Some technologies are missing like climate control and auto parking which can be upgraded for a price.

The Drive

The Ford Everest is smoother with a good balance of suspension dampers to help manage bumps and turns.

The vehicle can pull its weight with a maximum torque 1750rpm. The electric steering is a good addition and parking is easy.

The Interior

As a seven-seater, there is plenty of room for passengers. Seats are movable to further ease boarding/alighting. You can get up to 1060 litres with the 3rd row folded and 2010 litres when you fold all of them.

The seats are upholstered and supportive for all rows with lots of storage places for everyone.

Overall

You won’t have to complain about space and power for both on and off road experiences for a price.


Reviewing the Ford Everest

Reviewing the Volkswagen Golf

Read the review on the Volkswagen Golf to have a real life opinion to decide on a car financing option.

The Car

The Volkswagen Golf is yet another old-timer on the market with exceptional value retention.

The Golf is turbocharged, but very economical. You also get stability control and City Emergency Braking system in higher models qualifying it for 5-stars ANCAP rating.

The Drive

We love how the Golf handles steering and stability at turns. There is also little noise even on highways.

The downside is the hefty additional sum needed for more power and 4-wheel drive.

The Interior

The driver’s seat is comfortable and adjustable for a good vision but the quarterlight windows are distracting.
You get a 6.8-inch colour touch screen and Bluetooth phone connectivity with well-positioned dials on the dash.

It is comfy for every passenger and the boot has 280-litres of cargo space or 1,270 litres with the rear seats folded.

Overall

The only concern is its hefty pricetag but it is worthy looking at the retention of its resale value.


Reviewing the Volkswagen Golf

Reviewing the Ford Ranger

If you are on a hunt, read our opinion on the Ford Ranger before peeking into car finance deals.

The Car
The Ranger has recently gotten new features upgrades like lane departure warning and cruise control with gap assistance. The Ranger comes with Regular, Double, or Super Cab versions so you can opt for the required size. It focuses more on heavy-duty work, so it is perfect as a commercial vehicle.

The Drive
As a utility vehicle, you can expect stable handling but obviously agility is compromised. There are technologies to aide your daily commute regardless of which terrain so parking or steep slopes are not an issue.

The Interior
The Ranger is more of a workhorse so you can expect a sturdy exterior. Space is abundant all around when it comes to either squeezing 5 adults comfortably or that laptop inside the glove compartment.

Overall
The Ranger is fantastic for everything heavy-duty looking at its size and power which means it can be a little difficult to park.

Reviewing the Ford Ranger

Things to Note when Applying for Car Financing

Find out more about how to apply for the best finance deals here.

Asking around - Do your research and perhaps look for a broker or specialist to help you do comparisons and figure out the right figures for you.

Comparing and Selecting Quotes - After all the applications, you can start comparing the different quotes to find out which plan gives you the most value for money. Don’t be suckered into making a hasty decision because a car financing loan is a big commitment over a long time!

Processing Your Application - All that’s left to do now is send in your documents so they can finalise the loan. Different companies will have different requirements so make sure that you follow their list if you don’t want delays!

With your loan finalised, you can head to the dealership to pick up your or start negotiations for one! Do remember that at all stages you can contact a broker like The Smarter Finance Company to help you compare and analyse the different quotes!

Questions to Help you Decide on a Car

Finding that one car? Ask yourself these questions first!

Family Situation? Thinking about that sporty 2-door? Think again! Do you have a big family? Perhaps you’ll need more space!

Lifestyle Choices? If you need space in the car for your work tools or for a golf bag or boogy board, then you may want to look at a car with a bigger capacity.

Commuting Habits? Comfort and fuel economy are key if you’re travelling long distance. You may need better traction and control if you drive in hilly terrain too.

Do you Need Power?  You don’t quite need too much power if you live in the city where there are lots of traffic lights. This depends a lot on your commuting habits too!

Tax Rebates? Do you want to utilise your car to get you tax rebates? Look at the different financing plans to get you the best deal.

Budget!! Don’t overspend! You could literally be paying for choosing above what you can afford for a long time to come! Ask the experts to help you work out a comfortable amount to pay for a new car.

The Smarter Finance Company helps people every day with car financing problems and questions. Our doors are always open to you if you need us!

Things to think about When you Buy a Car

Here’s a quick how-to list of how you can get ready to search for a brand new ride!

1. List your Criteria - Figure out what you want in a car and list it down. Think about comfort, safety, engine power, fuel economy and even the cost all.

2. Prioritise your List - Are you willing to settle for less fuel economy if your car comes with more power? Rank your list of criteria since certain models of cars will be better at some things rather than others!  

3. Fix a budget - You need to decide how much you are willing to spend! A financing plan might raise your budget, but you need to figure out a comfortable monthly repayment amount for you to handle.

4. See what fits - Once you’ve got your criteria and budget, you can really start shopping. When you find something that fits your list, shortlist it and then you can pick the best ones from your final set!

If you need some extra help working out your finances, you can look for The Smarter Finance Company to help you out with your car loan! Call us today! 

Things to think about When you Buy a Car

How to get a Fair Deal for your New Car

Want to make sure that you get a reasonable quote for the car you want? Take some tips from us!

Negotiate the Final Price - Be firm on your final price and try not to negotiate on add-ons once you’ve made your stand.

Expect Sales Tactics - Don’t be pulled in by limited time offers or pushy sales people. Focus on your criteria and meeting it. It may be hard not to be influenced but know that sales tactics are to be expected.

Make the Most of your Quotations - It might seem obvious, but getting a number of quotes means you can pick the cheapest car from the lot! Telling the dealers that you are getting other offers may also further reduce their figures!

How to get a Fair Deal for your New Car

Shopping for cars can be stressful, and so can comparing car finance too! But for that, you can always give The Smarter Finance Company a call! Why not do that today!

Deciding what car to buy

If there are too many choices and you don’t know where to start looking, here we look at some aspects of a car that might help you make a decision!

Capacity                       

How much space do you need? How big is your family and do you need extra capacity for transporting things around town?

Power

Do you really need 4 wheel drive or extra horse power under the hood? If you aren’t expecting to cross too much terrain, perhaps you can scale down your requirements.

Safety

How many airbags does your car have and whether there are additional safety features installed in your car will depend heavily on your environment. Wet and cold weather as well as off-road conditions will require more control and safety from your vehicle for you and your passengers.

Economy

Different cars have varying levels of fuel economy. It’s always a good idea to get a car that doesn’t drink gasoline too much because it’s expensive, especially if you expect long commutes!

If you have your sights set on a car, you can start looking at car financing rates so that you can be prepared to put your money down when a good deal comes up!  

Deciding what car to buy