Things to do before you Sign for you New Car

Need a list of last minute things to do when you buy your car? Here it is!

Look at Referrals - Have a look-see at what others are saying about your dealer or the car itself and you might just find out whether you’re making a right decision.

Check the Car - Tick off all the inspection items against the physical car before you get in it or even sign the contract. Make sure that you are getting exactly what you paid for!

Review your Financing Plan - Make sure that the figures tally so that you don’t end up with a plan that puts you in a bad position later on.

Be Certain! - If you need a little more time to think, then take it. Don’t get cornered into a purchase that you don’t think you’ll be 100% satisfied with.

The Smarter Finance Company can help you with getting your finances on track and can even walk you through the whole procedure or purchasing a new car. Call us today!

Things to do before you Sign for you New Car

How to get a Fair Deal for your New Car

Want to make sure that you get a reasonable quote for the car you want? Take some tips from us!

Negotiate the Final Price - Be firm on your final price and try not to negotiate on add-ons once you’ve made your stand.

Expect Sales Tactics - Don’t be pulled in by limited time offers or pushy sales people. Focus on your criteria and meeting it. It may be hard not to be influenced but know that sales tactics are to be expected.

Make the Most of your Quotations - It might seem obvious, but getting a number of quotes means you can pick the cheapest car from the lot! Telling the dealers that you are getting other offers may also further reduce their figures!

How to get a Fair Deal for your New Car

Shopping for cars can be stressful, and so can comparing car finance too! But for that, you can always give The Smarter Finance Company a call! Why not do that today!

How to Pick a Car that’s Right for You!

Just how can a person decide on just ONE car? There are a lot of things to look at isn’t there? Here we narrow down some tips for you...

How big?

Different cars cater to different needs and you need to work out just how much capacity your need. Test drives and asking questions at the showroom might be able to help you sort out some queries you have.

How powerful?

More power may mean more speed, but you may not always be more safe!  What level of security and power you really needs depends on the terrain that you travel on a regular basis.

Gas, Diesel or a Hybrid?

You get different fuel economy from different types of petrol. Again, depending on what your average route looks like, different choices will give you a better yield!

How to Pick a Car that’s Right for You!

Your tastes may change over the years and finding a car that suits you will take some searching. We hope that we’ve been able to help you narrow it down!

Researching What Car to Buy

Here is a quick guide on how to research a new or used car for yourself that will hopefully help you cut your search time down!

Research the Car

·         Visit manufacturer’s websites

·         Look for car forums

·         View professional reviews and videos

·         Go to the showrooms and speak to sales people

·         Borrow cars from your friends

·         Find out about mileage maintenance history for used cars

Research Prices

·         Compare different dealerships in your area

·         Different dealerships in different areas will have (obviously) different price ranges. Even after shipping, things may be cheaper than where you are!

·         Check out online dealerships too

·         Look at different banks and lending institutions

Double confirm the information that you receive and take it slow when you are comparing one aspect to another. Make decisions quickly so that your information is still reliable and we hope you find the car you are looking for! 

Researching What Car to Buy

Financing a car with a bad credit history

If you really need to finance a new or used car but your credit history isn’t that fantastic, we hope these tips give you a bit of help to get closer to the car that you need!

Be Realistic

Expectations can be killer, so don’t set yourself up for disappointment. Expect not to get a large amount of financing and aim for a car within budget..

Start Saving

Setting aside a little bit of money can help you fund a bigger deposit or balloon payment when you’re financing a car and even help you afford your monthly payment amount.

Improve your credit

Take steps to rank higher on the confidence level of lenders so that you are able to get better terms on your car financing plan.

Look at Financing Options

A good car financing company is sure to be able to help you with your applications and increase the chances of loan approval.

There are plenty of options to help you buy or lease a car for yourself, so don’t give up hope!

Financing a car with a bad credit history

How to Pay Less for a New Car

We’d like to share with you some amazing ways to get a better deal for yourself when you are financing your car.

It’s about the CAR
Besides looking at the capacity and size of your car, you can look at the other installed features of your vehicle too. Different options and opting out of some installations will give you a  price range to choose from.

It’s about the LOAN
When you finance your car, the amount you pay depends on the tenure and the interest rate. Check with your professional car finance consultant to work out a rate that works for you!

It’s about the DEALERSHIP
When you look at buying a car from a car dealership, they might be able to help you out with a financing plan at a better rate too!

Take your time and examine your options so that you can settle with a vehicle and financing plan that you are happy with and can sustain! 

How to Pay Less for a New Car

Tips for Buying your First Car

Buying your very own car can make a big impact in your life, We’re sure you want to make a good decision!

So why not find out more about what to look out for here:-

1) When to buy
Look out for special dealership anniversaries or road show specials where they may give higher discounts than normal. The holidays and other public holidays may also yield better prices.

2) What to buy
Look at what you need to decide what car would suit you the best. Different levels of performance, safety, reliability and fuel consumption will make the difference between a station wagon and a sporty cabriolet!

3) How much to spend
Do a quick self-check to ensure that you have the funds you need for what you want. You might want to examine your savings, income and whether you want or need certain features in the car you’ve picked.

You can also look to our expert financing advice to get a good overall understanding of your situation. Good luck!

Tips for Buying your First Car